Real Decreto 736/2019, de 20 de diciembre, de régimen jurídico de los servicios de pago y de las entidades de pago y por el que se modifican el Real Decreto 778/2012, de 4 de mayo, de régimen jurídico de las entidades de dinero electrónico, y el Real Decreto 84/2015, de 13 de febrero, por el que se desarrolla la Ley 10/2014, de 26 de junio, de ordenación, supervisión y solvencia de entidades de crédito.

Core Citations

REPEALS

• Real Decreto de Régimen Jurídico de los Servicios de Pago y de las Entidades de Pago (Real Decreto 712/2010, de 28 de mayo)

ADDS

• Real Decreto de Régimen Jurídico de las Entidades de Dinero electrónico (Real Decreto 778/2012, de 4 de mayo) - Articles : 28 29

RENUMERA

• Real Decreto de Régimen Jurídico de las Entidades de Dinero electrónico (Real Decreto 778/2012, de 4 de mayo) - Articles : 21.2.b 21.2.d 21.2.e 21.2.f

CHANGES

• Real Decreto de Régimen Jurídico de las Entidades de Dinero electrónico (Real Decreto 778/2012, de 4 de mayo) - Articles : 2 3 4.1.a 4.1.c 5 6 8 9.3 10..12 13.1 13.2.b 13.5 14..16 17.1 18.1.1 18.1.a 20.4 21.1 22.3 23 24 27 DF3

This document cites

• Constitución Española de 1978 - Articles 11, 13, 24, 149
• Código de Comercio (Real Decreto 22 de agosto de 1885) - Article 42
• Ley del Contrato de Seguro (Ley 50/1980, de 8 de octubre) - Articles 10, 12, 15
• Ley reguladora de la Jurisdicción Contencioso-administrativa (Ley 29/1998, de 13 de julio)
• Ley del Gobierno (Ley 50/1997, de 27 de noviembre) - Article 26



See all quotations

• ORDEN ECO/734/2004, de 11 de marzo, sobre los departamentos y servicios de atención al cliente y el defensor del cliente de las entidades financieras.
• Reglamento del Impuesto sobre la Renta de las Personas Físicas (Real Decreto 439/2007, de 30 de marzo) - Articles 26, 45
• Ley sobre Sistemas de Pagos y de Liquidación de Valores (Ley 41/1999, de 12 de noviembre)
• Real Decreto sobre Procedimiento Sancionador Aplicable a los Sujetos que Actuan en los Mercados Financieros (Real Decreto 2119/1993, de 3 de Diciembre)
• Ley sobre modificaciones estructurales de las Sociedades Mercantiles (Ley 3/2009, de 3 de abril)
• Ley de Contratos de Crédito al Consumo (Ley 16/2011, de 24 de junio)
• Ley de Dinero Electrónico (Ley 21/2011, de 26 de julio) - Articles 2, 4, 6, 8, 9
• Ley de Servicios de Pago (Ley 16/2009, de 13 de noviembre)
• Real Decreto de Régimen Jurídico de las Entidades de Dinero electrónico (Real Decreto 778/2012, de 4 de mayo) - Article 28
• Real Decreto de Régimen Jurídico de los Servicios de Pago y de las Entidades de Pago (Real Decreto 712/2010, de 28 de mayo)
• Ley de Ordenación, Supervisión y Solvencia de Entidades de Crédito (Ley 10/2014, de 26 de junio) - Articles 5, 20, 89, 115
• Ley del Procedimiento Administrativo Común de las Administraciones Públicas. (Ley 39/2015, de 1 de octubre) - Articles 14, 35, 129, 133
• Directive 95/46/EC of the European Parliament and of the Council of 24 October 1995 on the protection of individuals with regard to the processing of personal data and on the free movement of such data
• Commission Delegated Regulation (EU) 2019/411 of 29 November 2018 supplementing Directive (EU) 2015/2366 of the European Parliament and of the Council with regard to regulatory technical standards setting technical requirements on development, operation and maintenance of the electronic central register within the field of payment services and on access to the information contained therein (Text with EEA relevance.)
• Directive 2005/60/EC of the European Parliament and of the Council of 26 October 2005 on the prevention of the use of the financial system for the purpose of money laundering and terrorist financing (Text with EEA relevance)
• Directive 2007/64/EC of the European Parliament and of the Council of 13 November 2007 on payment services in the internal market amending Directives 97/7/EC, 2002/65/EC, 2005/60/EC and 2006/48/EC and repealing Directive 97/5/EC (Text with EEA relevance)
• Directive 2009/110/EC of the European Parliament and of the Council of 16 September 2009 on the taking up, pursuit and prudential supervision of the business of electronic money institutions amending Directives 2005/60/EC and 2006/48/EC and repealing Directive 2000/46/EC (Text with EEA relevance)
• Directive 97/7/EC of the European Parliament and of the Council of 20 May 1997 on the protection of consumers in respect of distance contracts - Statement by the Council and the Parliament re Article 6 (1) - Statement by the Commission re Article 3 (1), first indent
• Directive 97/5/EC of the European Parliament and of the Council of 27 January 1997 on cross-border credit transfers
• Regulation (EU) No 1093/2010 of the European Parliament and of the Council of 24 November 2010 establishing a European Supervisory Authority (European Banking Authority), amending Decision No 716/2009/EC and repealing Commission Decision 2009/78/EC
• Decision No 716/2009/EC of the European Parliament and of the Council of 16 September 2009 establishing a Community programme to support specific activities in the field of financial services, financial reporting and auditing
• Directive 2006/48/EC of the European Parliament and of the council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions (recast) (Text with EEA relevance)
• Directive 2002/65/EC of the European Parliament and of the Council of 23 September 2002 concerning the distance marketing of consumer financial services and amending Council Directive 90/619/EEC and Directives 97/7/EC and 98/27/EC
• Regulation (EU) No 575/2013 of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No 648/2012 (Text with EEA relevance)
• Commission Delegated Regulation (EU) 2017/2055 of 23 June 2017 supplementing Directive (EU) 2015/2366 of the European Parliament and of the Council with regard to regulatory technical standards for the cooperation and exchange of information between competent authorities relating to the exercise of the right of establishment and the freedom to provide services of payment institutions (Text with EEA relevance. )
• Commission Implementing Regulation (EU) 2019/410 of 29 November 2018 laying down implementing technical standards with regard to the details and structure of the information to be notified, in the field of payment services, by competent authorities to the European Banking Authority pursuant to Directive (EU) 2015/2366 of the European Parliament and of the Council (Text with EEA relevance.)
• Regulation (EU) No 648/2012 of the European Parliament and of the Council of 4 July 2012 on OTC derivatives, central counterparties and trade repositories (Text with EEA relevance)
• Directive (EU) 2015/2366 of the European Parliament and of the Council of 25 November 2015 on payment services in the internal market, amending Directives 2002/65/EC, 2009/110/EC and 2013/36/EU and Regulation (EU) No 1093/2010, and repealing Directive 2007/64/EC (Text with EEA relevance)
• Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC (Text with EEA relevance)
• Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation) (Text with EEA relevance)