Real Decreto-ley 19/2017, de 24 de noviembre, de cuentas de pago básicas, traslado de cuentas de pago y comparabilidad de comisiones.

Core Citations

CHANGES

• Ley de Servicios de Pago (Ley 16/2009, de 13 de noviembre) - Articles : 21

INCORPORATES

• Directiva 2014/92/UE del Parlamento Europeo y del Consejo, de 23 de julio de 2014, sobre la comparabilidad de las comisiones conexas a las cuentas de pago, el traslado de cuentas de pago y el acceso a cuentas de pago básicas

This document cites

• Constitución Española de 1978 - Articles 11, 13, 86, 149
• Código Civil
• Ley General para la Defensa de los Consumidores y Usuarios y otras Leyes Complementarias (Real Decreto Legislativo 1/2007, de 16 de noviembre)
• Ley de Prevención del Blanqueo de Capitales y de la Financiación del Terrorismo (Ley 10/2010, de 28 de abril)
• Ley de Medidas de Reforma del Sistema Financiero (Ley 44/2002, de 22 de noviembre) - Articles 29, 30



See all quotations

• Orden EHA/1608/2010, de 14 de junio, sobre transparencia de las condiciones y requisitos de información aplicables a los servicios de pago.
• Ley de Servicios de Pago (Ley 16/2009, de 13 de noviembre) - Articles 21, 26
• Orden EHA/2899/2011, de 28 de octubre, de transparencia y protección del cliente de servicios bancarios.
• Ley de Ordenación, Supervisión y Solvencia de Entidades de Crédito (Ley 10/2014, de 26 de junio) - Articles 61, 67
• Directive 2014/92/EU of the European Parliament and of the Council of 23 July 2014 on the comparability of fees related to payment accounts, payment account switching and access to payment accounts with basic features Text with EEA relevance
• Directive 2005/60/EC of the European Parliament and of the Council of 26 October 2005 on the prevention of the use of the financial system for the purpose of money laundering and terrorist financing (Text with EEA relevance)
• Directive 2007/64/EC of the European Parliament and of the Council of 13 November 2007 on payment services in the internal market amending Directives 97/7/EC, 2002/65/EC, 2005/60/EC and 2006/48/EC and repealing Directive 97/5/EC (Text with EEA relevance)
• Directive 97/7/EC of the European Parliament and of the Council of 20 May 1997 on the protection of consumers in respect of distance contracts - Statement by the Council and the Parliament re Article 6 (1) - Statement by the Commission re Article 3 (1), first indent
• Directive 97/5/EC of the European Parliament and of the Council of 27 January 1997 on cross-border credit transfers
• Directive 2006/48/EC of the European Parliament and of the council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions (recast) (Text with EEA relevance)
• Directive 2002/65/EC of the European Parliament and of the Council of 23 September 2002 concerning the distance marketing of consumer financial services and amending Council Directive 90/619/EEC and Directives 97/7/EC and 98/27/EC
• Directive (EU) 2015/2366 of the European Parliament and of the Council of 25 November 2015 on payment services in the internal market, amending Directives 2002/65/EC, 2009/110/EC and 2013/36/EU and Regulation (EU) No 1093/2010, and repealing Directive 2007/64/EC (Text with EEA relevance)
• Directive 2013/11/EU of the European Parliament and of the Council of 21 May 2013 on alternative dispute resolution for consumer disputes and amending Regulation (EC) No 2006/2004 and Directive 2009/22/EC (Directive on consumer ADR)