Opinion of Advocate General Kokott delivered on 14 November 2019.

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• Opinion of Advocate General Kokott delivered on 14 November 2019.
• Opinion of Advocate General Kokott delivered on 14 November 2019.

This document cites

• Rewe-Zentralfinanz eG and Rewe-Zentral AG v Landwirtschaftskammer für das Saarland.
• Michel Schyns contra Belfius Banque SA.
• Peterbroeck, Van Campenhout & Cie SCS contra Estado belga.
• ERSTE Bank Hungary Zrt v Attila Sugár.
• Asturcom Telecomunicaciones SL v Cristina Rodríguez Nogueira.



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• Alessandro Salvoni v Anna Maria Fiermonte.
• Walter Endress v Allianz Lebensversicherungs AG.
• Bankia SA v Juan Carlos Mari Merino and Others.
• Pannon GSM Zrt. v Erzsébet Sustikné Győrfi.
• CA Consumer Finance SA v Ingrid Bakkaus and Others.
• LCL Le Crédit Lyonnais SA v Fesih Kalhan.
• Confédération paysanne and Others v Premier ministre and Ministre de l’agriculture, de l’agroalimentaire et de la forêt.
• Rosalba Palmisani contra Istituto nazionale della previdenza sociale (INPS).
• Liga van Moskeeën en Islamitische Organisaties Provincie Antwerpen, VZW and Others v Vlaams Gewest.
• Powszechna Kasa Oszczędności (PKO) Bank Polski S.A. contra Jacek Michalski.
• American Express Co. v The Lords Commissioners of Her Majesty’s Treasury.
• Eva Martín Martín v EDP Editores SL.
• Anklagemyndigheden v Hansen & Soen I/S.
• Profi Credit Polska S.A. w Bielsku Białej v Mariusz Wawrzosek.
• Eva Martín Martín v EDP Editores SL.
• Elisa María Mostaza Claro v Centro Móvil Milenium SL.
• Pillar Securitisation Sàrl v Hildur Arnadottir.
• Banco Español de Crédito, SA v Joaquín Calderón Camino.
• Max Rampion and Marie-Jeanne Godard, née Rampion v Franfinance SA and K par K SAS.
• Cofidis SA v Jean-Louis Fredout.
• Pohotovosť s.r.o. v Iveta Korčkovská.
• Océano Grupo Editorial SA v Roció Murciano Quintero (C-240/98) and Salvat Editores SA v José M. Sánchez Alcón Prades (C-241/98), José Luis Copano Badillo (C-242/98), Mohammed Berroane (C-243/98) and Emilio Viñas Feliú (C-244/98).
• Andreas Kainz v Pantherwerke AG.
• Procuratore della Repubblica del Tribunale di Roma v Alfonso Verlezza and Others.
• Ernst Georg Radlinger and Helena Radlingerová v Finway a.s.
• Home Credit Slovakia a.s. v Klára Bíróová.
• Froukje Faber v Autobedrijf Hazet Ochten BV.
• Banif Plus Bank Zrt v Csaba Csipai and Viktória Csipai.
• Directive 2005/29/EC of the European Parliament and of the Council of 11 May 2005 concerning unfair business-to-consumer commercial practices in the internal market and amending Council Directive 84/450/EEC, Directives 97/7/EC, 98/27/EC and 2002/65/EC of the European Parliament and of the Council and Regulation (EC) No 2006/2004 of the European Parliament and of the Council (‘Unfair Commercial Practices Directive’) (Text with EEA relevance)
• Directive 2008/48/EC Of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC