Opinion of Advocate General Campos Sánchez-Bordona delivered on 28 September 2023.

Core Citations

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• Opinion of Advocate General Campos Sánchez-Bordona delivered on 28 September 2023.

This document cites

• Padawan SL v Sociedad General de Autores y Editores de España (SGAE).
• Padawan SL v Sociedad General de Autores y Editores de España (SGAE).
• Lexitor Sp. z o.o v Spółdzielcza Kasa Oszczędnościowo - Kredytowa im. Franciszka Stefczyka and Others.
• Pia Messner v Firma Stefan Krüger.
• Opinion of Advocate General Hogan delivered on 23 May 2019.



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• Directive 2001/29/EC of the European Parliament and of the Council of 22 May 2001 on the harmonisation of certain aspects of copyright and related rights in the information society
• Directive 2008/48/EC Of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC
• Directive 97/7/EC of the European Parliament and of the Council of 20 May 1997 on the protection of consumers in respect of distance contracts - Statement by the Council and the Parliament re Article 6 (1) - Statement by the Commission re Article 3 (1), first indent
• Regulation (EU) No 1093/2010 of the European Parliament and of the Council of 24 November 2010 establishing a European Supervisory Authority (European Banking Authority), amending Decision No 716/2009/EC and repealing Commission Decision 2009/78/EC
• Directive 2014/17/EU of the European Parliament and of the Council of 4 February 2014 on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation (EU) No 1093/2010 (Text with EEA relevance)Text with EEA relevance
• Council Directive of 22 December 1986 for the approximation of the laws, regulations and administrative provisions of the Member States concerning consumer credit (87/102/EEC)
• Council Directive 86/653/EEC of 18 December 1986 on the coordination of the laws of the Member States relating to self-employed commercial agents
• Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC (Text with EEA relevance)
• UK y otros contra Volkswagen Bank GmbH y otros.
• Opinion of Advocate General Campos Sánchez-Bordona delivered on 29 September 2022.
• UniCredit Bank Austria AG v Verein für Konsumenteninformation.
• QT v 02 Czech Republic a. s.