828 P.2d 431 (Okla. 1992), 66166, Goodwin v. Old Republic Ins. Co.
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- Alabama - 576 So.2d 158 (Ala. 1991), 89-1014, Farley v. CNA Ins. Co.
- California - 7 Cal.3d 616, 29954, Unruh v. Truck Insurance Exchange
- Florida - 512 So.2d 248 (Fla.App. 3 Dist. 1987), 85-521, Bowen v. Aetna Life and Cas. Co.
- Iowa - 315 N.W.2d 30 (Iowa 1982), 65420, Kooyman v. Farm Bureau Mut. Ins. Co.
- Minnesota - 360 N.W.2d 448 (Minn.App. 1985), C8-84-1132, Denisen v. Milwaukee Mut. Ins. Co.