54 N.E. 545 (Ohio 1899), Grand Rapids Fire Ins. Co. v. Finn
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- Iowa - 70 N.W. 761 (Iowa 1897), Lesure Lumber Co. v. Mutual Fire Ins. Co.
- Illinois - 18 N.E. 804 (Ill. 1888), Birmingham Fire Ins. Co. v. Pulver
- Indiana - 42 N.E. 286 (Ind.App. 1895), 1,494, Germania Fire Insurance Co. v. Stewart
- Kentucky - 39 S.W. 837 (Ky.App. 1897), Sun Mut. Ins. Co. v. Crist
- Michigan - 64 N.W. 21 (Mich. 1895), National Home Bldg. & Loan Ass'n v. Dwelling-House Ins. Co.