450 S.E.2d 582 (S.C. 1994), 24155, Howard v. State Farm Mut. Auto. Ins. Co.
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- Alabama - 525 So.2d 1339 (Ala. 1987), 82-536, Nationwide Mut. Ins. Co. v. Clay
- Louisiana - 526 So.2d 1382 (La.App. 2 Cir. 1988), 19706, Futrell v. Premiere Life Ins. Co.
- South Carolina - 192 S.E.2d 190 (S.C. 1972), 19498, Bowers v. Watkins Carolina Exp., Inc.
- South Carolina - 221 S.E.2d 529 (S.C. 1976), 20151, Watts v. Bell Oil Co. of Ocean Drive, Inc.
- South Carolina - 305 S.E.2d 236 (S.C. 1983), 21952, Associate Management, Inc. v. E.D. Sauls Const. Co.